It turns out that Minnesota, and the Twin Cities especially, is home to a disproportionately high number of bloggers seeking (and writing about) an early retirement. This early retirement diary entry sheds a little light on … [Read more...] about Early Retirement Diary Volume 1 (Minnesotans on FIRE)
There goes Cubert again, promising some snake oil to his merry band of readers. Why would ANYONE in his or her right mind make a habit of getting up early to a 5AM Wake Up Call??? Let's dive into that topic, but be sure … [Read more...] about 5AM Wake Up Call (The Upside of Starting Your Day Early)
I've been riding my bicycle to work for the past three years now, and have found several hidden benefits. We're going to get into how I started this fun little habit, and share all about how easy biking to work truly can … [Read more...] about What Are the Benefits of Riding Your Bike to Work?
While walking the halls at work just before the July 4th holiday weekend, I overheard more than a few colleagues chatting up their plans to head to the cabin. It got me wondering whether this idea of owning a cabin up north … [Read more...] about Why Owning a Cabin Up North Is a Bad Idea
A few years out of college I had my mind made up that I would buy an SUV. Not that I needed an SUV, as I had smooth-paved roads where I lived, plus I didn't need any hauling capacity. I just thought SUVs were cool. Let's … [Read more...] about Why Small Cars Are Better Than Big Cars
Avoiding big expenses and unnecessary upgrades, like fancy cars and large homes, is key for gaining the freedom to choose your field of work or even retire early. But sometimes big expenses are hard to avoid. What if there … [Read more...] about Credit Card Hacking: Travel on the Cheap
Most of the advice you’ll find on blogs like this one comes from authors who have achieved higher than average incomes. In many cases, incomes before retirement are in the six figures (or more) and both partners are high … [Read more...] about How to Retire Early on Less Than Six Figures
The pursuit of early retirement due to stress is a topic near and dear to me. Stress is a constant companion that even "happy" people suffer from. It can emerge from a variety of sources, including relationships or even bad … [Read more...] about Early Retirement Due to Stress?
A big chunk of our hard-earned money ends up in the greasy, grimy hands of plumbers, electricians, heating and air conditioning technicians, etc. Owning a house comes with maintenance costs that can amount to $4,000 or more … [Read more...] about Plumbing 101: How to Save BIG Money with DIY Skills
If early retirement is your goal, it’s awfully easy to get caught up in the journey and the anticipation of escaping a dreaded day job. Still, with an eye on both present and future, there's nothing wrong with daydreaming … [Read more...] about What to Do on Your First Day of Retirement
So how do you keep a marriage strong while weathering the ups and downs of parenthood? I'm no expert, but I can tell you what we've learned over the last few years of raising our little tykes. The importance of date nights … [Read more...] about Why Date Nights Are Important for Frugal Parents
Back in the late fall of 2012, we learned we would become parents of boy/girl twins. Exhilarating days for us. Magical. We were far from thinking about the advantages of downsizing back then. We wanted to upsize! Soon we … [Read more...] about Why Small Houses Are Better Than Big Houses
Are you curious about how to achieve a zero hour work week? Those of us aspiring to retire early are sometimes characterized as "cheap", "tightwads", and even flat-out crazy. If you're familiar with the Four-hour Work Week, … [Read more...] about How to Achieve a Zero Hour Work Week