This post covers how we spread our risk with Vanguard VTSAX index funds and real estate. Today you'll come away with a bit more knowledge about the importance of asset diversification. How cool is that? I'm going to share … [Read more...] about How I Invest for a Sustainable Retirement
This Is the Year I Put My Financial Life in Order by John Schwartz
Every so often, a book comes along and I find the time to read it. A harmonic convergence, if you will. I was fortunate to get an opportunity to read (and review) a book that I think you'll dig: "This Is the Year I Put My … [Read more...] about This Is the Year I Put My Financial Life in Order by John Schwartz
Millennial Cubicle Jobs: Survival Tactics
Special treat today, readers! Taylor Landis of Skutchi Designs has the mic. Get this: Skutchi is a designer of office cubicles. Zoinks! Talk about letting the fox into the hen-house... Don't worry, we're not trying to sell … [Read more...] about Millennial Cubicle Jobs: Survival Tactics
Is It Possible to Actually Enjoy Your Job?
Monday rolls around, and you're still at home, feeling like hell, and wanting to be in the office. Did you find a job you love? Must have. With that curious notion in mind, let's ask the burning question, can you bring … [Read more...] about Is It Possible to Actually Enjoy Your Job?
Where Should You Live in Retirement?
I've complained a lot lately about the weather here in Minnesota. It's supposed to be spring, and the mid-April norms are the upper 50s. And yet, the blizzard whipping through outside is oblivious to these meteorological … [Read more...] about Where Should You Live in Retirement?
I Got Laid off Without Warning
About seven years into my career, having just turned 29, I got canned. This was well over a decade ago, my millennial friends. I didn't believe it at the time, but looking back, getting canned was a blessing in disguise. … [Read more...] about I Got Laid off Without Warning
How to Make a Million Dollars in 10 Years
Today's entry into the canon of Cubert is a sequel of sorts. The write-up a few weeks back was premised largely on how I squandered my 20s and early 30s, yet somehow managed to get into a position for early retirement. … [Read more...] about How to Make a Million Dollars in 10 Years
Do You Need an LLC for Your Small Business?
If you think your business might just need an LLC, this post is for you. If you've ever tried learning a subject in earnest, only to wind up more confused than when you started, again, this post is for you... So what exactly … [Read more...] about Do You Need an LLC for Your Small Business?
What’s Your Definition for Early Retirement?
I am a fraud. Why? I plan to work after I retire early. Scandalous! If you believe any of the content in these pages, you know how much I despise cubicle life. In my opinion, escaping the cubicle is priority one. Continuing … [Read more...] about What’s Your Definition for Early Retirement?
My Diabolical Plan to Retire Early
Some days you feel like you're stuck in the middle of a Tough Mudder, crawling through mud and muck of your plan to retire early, virtually smelling the next guy's dirty socks, while trying to keep under barbed wire. The goal … [Read more...] about My Diabolical Plan to Retire Early
How to Use Eisenhower’s Time Management Box
Before we dive into the many virtues of the Eisenhower Box, let's give credit to its namesake. Dwight D. Eisenhower was a World War II U.S. General and Supreme Leader of the European Theater... You know, D-Day? Later, he … [Read more...] about How to Use Eisenhower’s Time Management Box
How to Avoid the Inevitable: Boredom in Retirement
It feels good to be back. Vacations are great to recharge the batteries (especially, my friends, those 10-day-plus vacations). I'm inspired to write about the retirement and boredom, based on observations of my parents and … [Read more...] about How to Avoid the Inevitable: Boredom in Retirement