While walking the halls at work just before the July 4th holiday weekend, I overheard more than a few colleagues discussing the question "Is owning a cabin worth it?" Here in Minnesota, it's not uncommon for families owning a cabin or second home "up north" to head up to the lake for weekend getaways in the summertime. The idea of owning a cabin getaway has had its appeal, … [Read more...] about Why Owning a Cabin Up North Is a Bad Idea
A few years out of college I had my mind made up that I would buy an SUV. Not that I needed an SUV, as I had smooth-paved roads where I lived, plus I didn't need any hauling capacity. I just thought SUVs were cool. Let's explore a little about why small cars are better than big ones. Back in the mid-90s, gas was pretty cheap, cheaper than today even. If I remember right, a … [Read more...] about Why Small Cars Are Better Than Big Cars
Avoiding big expenses and unnecessary upgrades, like fancy cars and large homes, is key for gaining the freedom to choose your field of work or even retire early. But sometimes big expenses are hard to avoid. What if there was a way to travel free with credit card hacking? One of our big expenses comes from our annual travel habits. We enjoy travel a lot and look forward to … [Read more...] about Credit Card Hacking: Travel on the Cheap (or Free!)
Most of the advice you’ll find on blogs like this one comes from authors who have achieved higher than average incomes. In many cases, incomes before retirement are in the six figures (or more) and both partners are high earners. If you've ever wondered How to Retire Early on Less than Six Figures, look no further... It comes as less of a surprise when household earners … [Read more...] about How to Retire Early on Less Than Six Figures
The pursuit of early retirement due to stress is a topic near and dear to me. Stress is a constant companion that even "happy" people suffer from. It can emerge from a variety of sources, including relationships or even bad outcomes of football games. Then, there's workplace stress... Recently, after a period of relative calm in Cubicle Land, I was in a meeting with a … [Read more...] about Early Retirement Due to Stress?