Look at the latest articles on the wire about paying off debt and you'd think we've stumbled across the greatest discovery since Einstein declared that e=MC2. How do I determine which loan to pay off first? The good news is the cash flow index method is a tool that makes the process simple and effective. Read on... Debt sucks. And anymore, we get saddled with negative … [Read more...] about What Is the Cash Flow Index?
Personal Finance 101
Learn how to make the best decisions when it comes to your hard-earned money. When you make smart money decisions, you tee yourself up for goals including early retirement. Learn how to invest, how to avoid keeping up with the Joneses, and how to raise kids without breaking the bank!
Student Loans Suck (But Action Equals Freedom)
Welcome back to work, everyone! Oh yes, the day after Labor Day marks the beginning of a long slog to winter, complete with darkening days, chillier winds, and moodier moods at the office. We all know student loans suck. So let's get back to school and learn how to pay those sucker offs! Today, I'm excited to introduce Josh, a brand new FIRE blogger over at MoneyLifeWax.com. … [Read more...] about Student Loans Suck (But Action Equals Freedom)
How to Pay off Student Loans FAST
A couple of years back, we were sitting on roughly $135,000 in student loan debt. Are you in a similar place and curious about how to pay off student loans fast? Read on... The silver lining of student loan debt is that it wouldn't be there if you hadn't received some form of education. Ideally, you got a degree and landed a job a little easier because of it. So often, it … [Read more...] about How to Pay off Student Loans FAST
My Simple & Elegant Excel Personal Budget Template
Here's a post for anyone who gets shivers down his or her spine at the prospect of regularly tracking his or her expenses. One of the most powerful tools for saving towards early retirement is the humble, simple, elegant Excel personal budget template. Some argue you should NOT budget for spending. The notion is that when you do, you're setting yourself up to spend money … [Read more...] about My Simple & Elegant Excel Personal Budget Template
Why Owning a Cabin Up North Is a Bad Idea
While walking the halls at work just before the July 4th holiday weekend, I overheard more than a few colleagues chatting up their plans to head to the cabin. It got me wondering whether this idea of owning a cabin up north is worth the cost and hassle. Here in Minnesota, it's not uncommon for families owning a cabin or second home "up north" to head up to the lake for … [Read more...] about Why Owning a Cabin Up North Is a Bad Idea