This year marks another increase in the contribution limit to the sometimes controversial, but "everyone's got to have one" 401k. In 2017, the pre-tax contribution ceiling was raised from $18,000 to $18,500. That figure gets … [Read more...] about How Much Should You Contribute to Your 401k?
Personal Finance and Travel 101
Learn how to make the best decisions when it comes to your hard-earned money. Write the best complaint letter possible to get the compensation you deserve. Decide if you should take your car to the dealer for repairs. Should you buy that cabin up north or save for retirement?
When you make smart financial decisions, you tee yourself up for bigger goals including early retirement. Personal Finance 101 has all the resources you need for every day living and world travel on the side!
How Much Money Does the Top 1% Make?
Pop quiz: How much money does the top 1% make? $500,000 per year? $5,000,000? I believe most of us don't have a clue. How far off are my guesstimates? If being in the top 1% is a goal, should households aim for such … [Read more...] about How Much Money Does the Top 1% Make?
Will You Regret Buying a Boat?
Summertime is magical. Snow seems like a dream it's so far gone. It's all about the sunshine, heat, and not having to grab a jacket on the way out the door. You go off on picnics, join a softball league, and find pristine … [Read more...] about Will You Regret Buying a Boat?
Are You Afraid to Get Rich? Overcoming a Fear of Wealth
I had nearly thought that every topic on personal finance had been thoroughly exhausted, until I came across the headline, "Why we’re too afraid to get rich", by reporter Alyssa Pry. This notion of "fear of wealth" comes from … [Read more...] about Are You Afraid to Get Rich? Overcoming a Fear of Wealth
This Is the Year I Put My Financial Life in Order
Every so often, a book comes along and I find the time to read it. A harmonic convergence, if you will. I was fortunate to get an opportunity to read (and review) a book that I think you'll dig: "This Is the Year I Put My … [Read more...] about This Is the Year I Put My Financial Life in Order
How to Make a Million Dollars in 10 Years
Today's entry into the canon of Cubert is a sequel of sorts. The write-up a few weeks back was premised largely on how I squandered my 20s and early 30s, yet somehow managed to get into a position for early retirement. … [Read more...] about How to Make a Million Dollars in 10 Years
How to Not Worry About Spending Money
Any day now. It's coming up. The annual wintertime vacation to someplace WARM. And this ritual has me pondering how to not worry about spending money and just have FUN. Time to tuck the budget away and unwind... In two … [Read more...] about How to Not Worry About Spending Money
How Much Does It Cost to Raise a Child? (An Optimistic View)
Curious how much does it cost to raise a child (or more) in the U.S.A. these days? There are the big things to account for: childcare costs (daycare, nannies, sitters), basic needs (food, shelter, clothing), activities … [Read more...] about How Much Does It Cost to Raise a Child? (An Optimistic View)
SiteGround Site Migration: A Slapstick Comedy
This December has been a tough one for the blog. Starting on November 30, my page views soared. That’s a good problem to have, right? Well it is... if: you get the attributed visitors along with those views, and those … [Read more...] about SiteGround Site Migration: A Slapstick Comedy
How to Write a Strongly Worded Letter of Complaint
If you've been wronged and need some good examples of how to write a strongly worded letter of complaint, read on. Just about every consumer experiences a let-down by a product or service, easily more than once in his or … [Read more...] about How to Write a Strongly Worded Letter of Complaint