Let's just get it out there from the get-go: This is NOT a bragging kind of post. Far from it. This past year we spent a lot of money concerning our 2018 household spending. We didn't go off the deep end and buy … [Read more...] about 2018 Household Spending Revealed
Personal Finance and Travel 101
Learn how to make the best decisions when it comes to your hard-earned money. Write the best complaint letter possible to get the compensation you deserve. Decide if you should take your car to the dealer for repairs. Should you buy that cabin up north or save for retirement?
When you make smart financial decisions, you tee yourself up for bigger goals including early retirement. Personal Finance 101 has all the resources you need for every day living and world travel on the side!
This year marks another increase in the contribution limit to the sometimes controversial, but "everyone's got to have one" 401k. In 2017, the pre-tax contribution ceiling was raised from $18,000 to $18,500. That figure … [Read more...] about How Much Should You Contribute to Your 401k?
Pop quiz: How much money does the top 1% make? $500,000 per year? $5,000,000? I believe most of us don't have a clue. How far off are my guesstimates? If being in the top 1% is a goal, should households aim for such … [Read more...] about How Much Money Do You Need to Be Happy?
Summertime is magical. Snow seems like a dream it's so far gone. It's all about the sunshine, heat, and not having to grab a jacket on the way out the door. You go off on picnics, join a softball league, and find pristine … [Read more...] about Will You Regret Buying a Boat?
I had nearly thought that every topic on personal finance had been thoroughly exhausted, until I came across the headline, "Why we’re too afraid to get rich", by reporter Alyssa Pry. This notion of "fear of wealth" comes … [Read more...] about Are You Afraid to Get Rich? Overcoming a Fear of Wealth
Every so often, a book comes along and I find the time to read it. A harmonic convergence, if you will. I was fortunate to get an opportunity to read (and review) a book that I think you'll dig: "This Is the Year I Put My … [Read more...] about This Is the Year I Put My Financial Life in Order
Today's entry into the canon of Cubert is a sequel of sorts. The write-up a few weeks back was premised largely on how I squandered my 20s and early 30s, yet somehow managed to get into a position for early retirement. … [Read more...] about How to Make a Million Dollars in 10 Years
Any day now. It's coming up. The annual wintertime vacation to someplace WARM. And this ritual has me pondering how to not worry about spending money and just have FUN. Time to tuck the budget away and unwind... In two … [Read more...] about How to Not Worry About Spending Money
Curious how much does it cost to raise a child (or more) these days? There are the big things to account for: childcare costs (daycare, nannies, sitters), basic needs (food, shelter, clothing), activities (sports, drama … [Read more...] about How Much Does It Cost to Raise a Child? (An Optimistic View)
This December has been a tough one for the blog. Starting on November 30, my page views soared. That’s a good problem to have, right? Well it is... if: you get the attributed visitors along with those views, and … [Read more...] about SiteGround Site Migration: A Slapstick Comedy