For most college students, credit won’t be a topic that’s too high up on their list of priorities. And it’s true, there are more important things to worry about during this time of your life – but understanding this … [Read more...] about What Students Need to Know About Credit
Personal Finance and Travel 101
Learn how to make the best decisions when it comes to your hard-earned money. Write the best complaint letter possible to get the compensation you deserve. Decide if you should take your car to the dealer for repairs. Should you buy that cabin up north or save for retirement?
When you make smart financial decisions, you tee yourself up for bigger goals including early retirement. Personal Finance 101 has all the resources you need for every day living and world travel on the side!
How I Messed Up Our Vanguard Roth IRA Conversion
Last year I made one of those epic money mistakes that leave you embarrassed and humbled, practically curling up in a fetal ball under a table. This is the story of how I messed up our Vanguard Roth IRA conversion in 2021. … [Read more...] about How I Messed Up Our Vanguard Roth IRA Conversion
My Dividend Stock Investing Experiment: 8 Picks to Riches?
We've been riding the waves of a strong stock market and scorching hot housing market for several years now. Our investments are split roughly 50-50 between stocks and houses, and throwing more money at either isn't all … [Read more...] about My Dividend Stock Investing Experiment: 8 Picks to Riches?
Top Tips for Creating a Strict Financial Budget
Creating and sticking to a strict financial budget will really help optimize and improve your financial situation, not to mention reducing your stress levels. Whether you are keen to get out of debt, make financial … [Read more...] about Top Tips for Creating a Strict Financial Budget
What Are Smart Lockers? Modern Tech Meets Security
Since the pandemic is not going away any time soon, more people are shopping online, and relying on e-commerce to get what they need. Whether it be textbooks, prescriptions, retail, or pretty much millions of products … [Read more...] about What Are Smart Lockers? Modern Tech Meets Security
Never Take Your Car to the Dealership for Repairs!
Sometimes even the most reliable wheels on the road need maintenance. Here's a story where I almost learned the hard way why you should never take your car to the dealership. Not for repairs. Not for free coffee and … [Read more...] about Never Take Your Car to the Dealership for Repairs!
VTI or VTSAX: Stoically Investing in a Volatile Market
Volatile markets are the new normal, thanks to the COVID-19 outbreak. This creates some opportunity for investors in a time of real concern. I don't mean to diminish the incredibly awful specter of this virus, but I'm … [Read more...] about VTI or VTSAX: Stoically Investing in a Volatile Market
A Review of Happy Money by Ken Honda
Once in a blue moon, I get asked to review a new publication here on Abandoned Cubicle. It's a reasonable request since I get a free book out of the deal. If the book is decent, I get a few hours of entertainment. Even better … [Read more...] about A Review of Happy Money by Ken Honda
How Much of Your Income Should You Save Every Month?
For many, savings rates simply aren't a priority. While examining my handy dashboard excel budget last week, I focused my attention on our savings rate. Hard to believe, but we had somehow achieved a savings rate of … [Read more...] about How Much of Your Income Should You Save Every Month?
Our Amazing Disney Cruise Experience
I have been blown away by the mouse. Mickey did me in with his charm. His friends were complicit. Donald, Goofy, Pluto, Minnie... They all got to me. This post debates whether the high cost of a Disney cruise is worth … [Read more...] about Our Amazing Disney Cruise Experience