The weekend. We look forward to these two days of recurring freedom more than just about anything else. We've worked a long week and earned two days to recover. After some well-deserved R&R, Sunday evening rolls around and all of a sudden, we start to get a little anxious and acquire a recurring fear of Monday. The Monday Scaries attack! Let's face it: Mondays kinda … [Read more...] about What Are the Monday Scaries (and How to Avoid Them!)
When considering the idea of mortgage paydown, first thing's first. Any super high-interest debts (like credit card balances) should be paid off first. For all other debts, I'm a fan of using the cash flow index method to prioritize debt repayment. You may find the mortgage falls low on the list since typically, those high payments are spread over a long, 30 year period. Once … [Read more...] about How to Pay off Your Mortgage in 5 Years
Finding a dependable cleaning crew for your Airbnb can be a difficult task. When you find a good cleaner, you then need to coordinate turnovers - making sure both the host and cleaning crew are on the same schedule. Thank goodness we stumbled upon the free app, TurnoverBnB. Hosts must show appreciation to their cleaners, whenever possible. After all, being stuck without a … [Read more...] about Airbnb Cleaning Got a Lot Easier for Us (Thanks to TurnoverBnB)
This is a post that asks and attempts to answer the question, "How much of your income should you save every month?" For many, savings rates simply aren't a priority. While examining my handy dashboard excel budget last week, I focused my attention on our savings rate. Hard to believe, but we had somehow achieved a savings rate of 83%. That's 83% of our take-home pay … [Read more...] about How Much of Your Income Should You Save Every Month?
Hello dear readers! Today's post, How to Achieve a Debt-Free Retirement Lifestyle comes to us from a blogger friend, Bernz JP, the mastermind behind Moneylogue.com. Every once in a while, even us stalwart personal financial geniuses need to remind ourselves of the importance of limiting (and eliminating) debt. Enjoy a fabulous fall Monday, and give it up for … [Read more...] about How to Achieve a Debt Free Retirement Lifestyle