We have two kids about to turn 10 in less than a year. One is a girl, the other a boy (twins – no, not identical.) Having one of each is amazing. Disparate gender kids widen the scope of our parental responsibilities in myriad ways. We wouldn’t trade it. As frugal-minded parents, of course, we […]
The Pros and Cons of Quiet Quitting
Quiet Quitting is all the rage now. You’ve put in a few hours of actual work for the day, now it’s time to sit back, do a little online shopping, take a nap, go for a walk, or take a two-hour lunch. And not just on Fridays either. What led us to this new McRib of […]
Should I Keep Working in Order to GiveWell?
What if you were on the cusp of leaving cubicle life behind, only to stumble upon this question: If you could save thousands of lives through effective charitable giving, would you delay retirement? At first, this scenario feels, quite naturally, like a royal buzzkill. All that effort to achieve financial independence and build up your […]
How I Messed Up Our Vanguard Roth IRA Conversion
Last year I made one of those epic money mistakes that leave you embarrassed and humbled, practically curling up in a fetal ball under a table. This is the story of how I messed up our Vanguard Roth IRA conversion in 2021. Read on to ensure you don’t make the same mistake I did… […]
Should I Buy a Peloton? 5 Reasons to Give It a Spin
If you’re familiar with Midwest winters, you know how hard it can be to motivate yourself to get exercise outdoors. When there’s ice everywhere, the wind chill is 20 below, and even the dogs won’t go out, it’s home gym time, Baby… That’s why this past fall we decided to plop down $2,256 to buy […]