The weekend. We look forward to these two days of recurring freedom more than just about anything else. We've worked a long week and earned two days to recover. After some well-deserved R&R, Sunday evening rolls around and all of a sudden, we start to get a little anxious and acquire a recurring fear of Monday. The Sunday Scaries attack! Let's face it: Mondays kinda … [Read more...] about Fear of Monday? How to Conquer the Sunday Scaries
When considering the idea of mortgage paydown, first thing's first. Any super high-interest debts (like credit card balances) should be paid off first. For all other debts, I'm a fan of using the cash flow index method to prioritize debt repayment. You may find the mortgage falls low on the list since typically, those high payments are spread over a long, 30 year period. Once … [Read more...] about How to Pay off Your Mortgage in 5 Years
If you're wondering how to find a dependable vacation rental cleaning crew, know that it is a difficult task. When you find one, it's like winning the lottery. A strong economy and tight job market don't help the situation. That's why hosts must show appreciation to their cleaners, whenever possible. After all, being stuck without a cleaning crew, when your vacation rental … [Read more...] about Vacation Rental Cleaning: How to Find a Reliable Crew
This is a post that asks and attempts to answer the question, "How much of your income should you save every month?" For many, savings rates simply aren't a priority. While examining my handy dashboard excel budget last week, I focused my attention on our savings rate. Hard to believe, but we had somehow achieved a savings rate of 83%. That's 83% of our take-home pay … [Read more...] about How Much of Your Income Should You Save Every Month?
Hello dear readers! Today's post, How to Achieve a Debt-Free Retirement Lifestyle comes to us from a blogger friend, Bernz JP, the mastermind behind Moneylogue.com. Every once in a while, even us stalwart personal financial geniuses need to remind ourselves of the importance of limiting (and eliminating) debt. Enjoy a fabulous fall Monday, and give it up for … [Read more...] about How to Achieve a Debt Free Retirement Lifestyle