I’ve been bike riding to work for the past three years now, and have found several unexpected benefits of cycling those 20 miles each day. We’re going to get into how I started this fun little habit and share all about how easy biking to work truly can be. More and more metropolitan areas are […]
Should I Buy a Cabin Up North?
While walking the office halls before the July 4th holiday, I overheard some colleagues chatting up their plans to head to the cabin for the weekend. It got me contemplating the question: Should I buy a cabin up north? Then I considered the cost and hassle involved. Here in Minnesota, it’s not uncommon for families […]
Big Cars vs Small Cars: Why Smaller Cars Are Better
A few years out of college I had my mind made up that I would buy an SUV. Not that I needed an SUV, as I had smooth-paved roads where I lived, plus I didn’t need any hauling capacity. I just thought SUVs were cool. Let’s explore a little about why small cars are better […]
Credit Card Hacking 101: Free Travel With Reward Points
Avoiding big expenses and unnecessary upgrades, like fancy cars and large homes, is key for gaining the freedom to choose your field of work or even retire early. But sometimes big expenses are hard to avoid. What if there was a way to travel free with credit card hacking? One of our big expenses comes […]
5 Top Budget Hacks, Just in Time for the Holidays
Saving up for early retirement requires a good amount of effort earning extra money, while also reducing expenses. Some figure that the latter part is a real drag. In truth, there’s no real sacrifice at all in terms of impact on health and happiness. So when I say “just in time for the holidays,” I’m […]





