Why should you consider buying a house? If you're a skeptic of the title, by the end of this post I'll have you thoroughly convinced. You'll see. The trials and tribulations of home ownership await. Take your front row seat to the sh*t-show of owning your own four walls, courtesy of this author's wack adventures. Owning a house can be a very rewarding experience. You can paint the walls whatever color and whenever you wish. You can install shag carpeting and hang thousands of pretty lights at Christmastime, without permission. Wallpaper your thing? How about mirrors on the ceiling, or mirrors … [Read more...] about Why You Should Consider Buying a House
I'm spotting a bit of a trend. I might be way off my rocker with this, but it seems like more and more millennials are foregoing having kids in order to retire early. Personally, I think it's a smart strategy. Why not get your financial act together first? Before adding the burden of childcare and limiting your ability to travel, eliminate that debt! The scarier side of this: Is the lure of early retirement compelling millennial couples to not have kids at all, ever?? If you believe the nonsense published in sensationalist rags, you might be convinced to leave child-raising to your … [Read more...] about Is Early Retirement Keeping Millennials From Having Kids?
I've got to heavily caveat the title of this post. We enjoy TV in our house, but only in very small doses. Cord-cutting continues to be a strong, albeit contentiously defined trend. People are ditching cable, but typically only to switch to dish or Sling or streaming services. In our household, we're all about the Apple TV. The tiny little box is the only piece of equipment that sits under our flat screen. During a single hour of nighttime viewing, Mrs. Cubert and I enjoy a little Netflix and a few segments of late shows via YouTube. It's a decent amount of entertainment for $12/month … [Read more...] about How to Survive Without TV
Put that burger down! Wait... Is that a veggie burger? Good. This article is just for you. That is, assuming you've ever wondered how a vegetarian family can possibly survive (and prosper) in a world of amazing barbecue. Some fun facts (Special thanks to FoodRevolution.org): There’s been a 600% increase in people identifying as vegans in the U.S in the last three years. According to a report by research firm GlobalData, only 1% of U.S. consumers claimed to be vegan in 2014. And in 2017, that number rose to 6%. And similarly, according to data released by GrubHub, the top takeaway … [Read more...] about How This Vegetarian Family Saves Thousands
I've got to admit, I have nothing to complain about when it comes to my salary. At least not at this stage of my career. It's been a long but fairly prosperous journey since I graduated from a dominant Big10 school back in the mid-90s. I started out making a hefty salary of $27,500 in the technology sector. Back then, I figured the top earners made oh.. maybe $100,000 a year..? Boy, was I aiming low... Looking back made me curious. If I had a misconception then about how much top earners like the 1% make, how far am I off today? If being in the 1% is a goal, should I shoot for a $250,000+ … [Read more...] about How Much Money Do Top Earners Make?